Both offer similar services:

• Checking/savings accounts
• Home and personal loans
• Auto loans
• Physical or strictly online

Credit Unions Operate Differently:

• Member owned Co-op
• Members are associated
• Return profits to members via lower loan rates and higher savings rates

• Safety (FDIC/NCUA Insurance)
• Protects from financial institution failure
• Insures up to $250,000 per depositor
• Covers deposits accounts, 401ks, IRAs, Trusts
• Using multiple institutions maximizes insurance
• Cost ATM Fees (Deposit, Withdrawal, Balance Inquiry)
• Minimum Balance Requirement
• Fees
• Returned Check Fees and Overdraft (NSF) Fees
• Monthly/Annual Fees
• Annual Percentage Yield: The simple annual percentage yield that converts deposit account interest rates compounded for different periods into comparable annual rates. Compare different deposit account APYs at bankrate.com

As you start your college career, it’s important to start thinking about choosing a bank or credit union to house your money. There are a lot of factors to consider. There is no one right bank account for every person. Choosing the right bank starts with knowing your bank usage and individual preferences.

Top things to consider when choosing a banking institution:

• Security of your funds
• Online banking features
• Fees
• Minimum balance requirements
• Ease of deposit
• Branch availability
• ATM fees
• Customer service
• Interest rates
• Availability of funds
  
  

With a little consideration for your banking habits and needs, you can find the right bank account at the right price. Our Campus+ Partners are here to help you make the best decision for you. Check out what Aggieland Credit Union and Wells Fargo have to offer you.

Bank Like an Aggie

Calling all Aggie students! Are you ready to show off your Aggie pride in every transaction? Look no further than Aggieland Credit Union’s exclusive Student Checking account with your choice of debit cards that proudly display the iconic Aggie imagery.

As an Aggie, you know the value of community, tradition, and smart financial choices. That's why we've created this special checking account just for you. Not only does it offer all the benefits of a traditional checking account, but it also comes with an Aggie-branded debit card, allowing you to make purchases while proudly displaying your love for Texas A&M.

With our Aggie Student Checking account, you'll enjoy the convenience of no monthly fees, no minimum balance requirements, and access to our mobile banking app, making it easy to manage your finances on the go. Plus, you'll have the peace of mind knowing that your money is in the hands of a credit union that understands the unique needs of Aggie students.

Join the ranks of fellow Aggies who are banking with pride. Open your Aggie Student Checking account today and carry the spirit of Texas A&M with you wherever you go!

As a college student, establishing healthy money habits, including learning how to create a budget, using tools to help you stay on track, and consciously working towards establishing credit, will help you create a strong foundation in college and in life. Wells Fargo’s CollegeSTEPS® provides guidance and resources to help students build personal finance skills so you can manage your money with confidence. With tailorable content specifically to help you learn how to pay for school, manage your money, build credit, and more, start your journey at wellsfargo.com/collegesteps today, and be sure to subscribe to stay connected throughout your college career. Get a head start showing your Aggie pride, with an Aggie Bucks Unlimited Debit Card.

Texas A&M University College Station and Wells Fargo have teamed up to offer you optional banking convenience with the custom-designed Aggie Bucks Unlimited Debit Card, exclusively for Aggies. Use it for your day-to-day financial needs when it’s linked to a Wells Fargo checking account. More details here: wellsfargo.com/tamcs. The Aggie Bucks Unlimited Debit Card is a Visa® Debit Card issued by Wells Fargo Bank, N.A. and is a Wells Fargo Campus Card.

Wells Fargo may provide financial support to Texas A&M University College Station for services associated with the Aggie Bucks Unlimited Debit Card.

*Campus+ Collaborates with senior leadership to pursue innovative, best-in-class university partnerships that align with Texas A&M’s mission and enhance our ongoing commitment to provide everyday service needs to our campus community. Brand alignment, student-centric programs, and campus impact are our guiding principles, setting the foundation for compelling relationships that unlock and grow programs support.